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The passenger shall be liable to the carrier for any loss or damage:
resulting from failure to fulfil his obligations pursuant to
Articles 10, 14 and 20,
the special provisions for the carriage of vehicles, contained in the General Conditions of Carriage, or
the Regulation concerning the International Carriage of Dangerous Goods by Rail (RID), or
caused by articles and animals that he brings with him,
unless he proves that the loss or damage was caused by circumstances that he could not avoid and the consequences of which he was unable to prevent, despite the fact that he exercised the diligence required of a conscientious passenger. This provision shall not affect the liability of the carrier pursuant to Articles 26 and 33(1).