xmlns:atom="http://www.w3.org/2005/Atom" xmlns:atom="http://www.w3.org/2005/Atom"
Introductory Text
CHAPTER I GENERAL PROVISIONS
Article 1.Scope
Article 2.Definitions
CHAPTER II INTERCHANGE FEES
Article 3.Interchange fees for consumer debit card transactions
Article 4.Interchange fees for consumer credit card transactions
Article 5.Prohibition of circumvention
CHAPTER III BUSINESS RULES
Article 6.Licensing
Article 7.Separation of payment card scheme and processing entities
Article 8.Co-badging and choice of payment brand or payment application
Article 9.Unblending
Article 10.‘Honour All Cards’ rule
Article 11.Steering rules
Article 12.Information to the payee on individual card-based payment transactions
CHAPTER IV FINAL PROVISIONS
Article 13.Competent authorities
Article 14.Penalties
Article 15.Settlement, out of court complaints and redress procedures
Article 16.Universal cards
Article 17.Review clause
Article 18.Entry into force
Signature