SCHEDULES

SCHEDULE 3Services and public functions: exceptions

Part 5Insurance, etc.

Existing insurance policies

I123

1

It is not a contravention of section 29, so far as relating to relevant discrimination, to do anything in connection with insurance business in relation to an existing insurance policy.

2

“Relevant discrimination” is—

a

age discrimination;

b

disability discrimination;

c

gender reassignment discrimination;

d

pregnancy and maternity discrimination;

e

race discrimination;

f

religious or belief-related discrimination;

g

sex discrimination;

h

sexual orientation discrimination.

3

An existing insurance policy is a policy of insurance entered into before the date on which this paragraph comes into force.

4

Sub-paragraph (1) does not apply where an existing insurance policy was renewed, or the terms of such a policy were reviewed, on or after the date on which this paragraph comes into force.

5

A review of an existing insurance policy which was part of, or incidental to, a general reassessment by the service-provider of the pricing structure for a group of policies is not a review for the purposes of sub-paragraph (4).

6

“Insurance business” has the meaning given in paragraph 21.