SCHEDULES
SCHEDULE 3Services and public functions: exceptions
Part 5F1Insurance and other financial services
Existing insurance policies
I123
1
It is not a contravention of section 29, so far as relating to relevant discrimination, to do anything in connection with insurance business in relation to an existing insurance policy.
2
“Relevant discrimination” is—
a
age discrimination;
b
disability discrimination;
c
gender reassignment discrimination;
d
pregnancy and maternity discrimination;
e
race discrimination;
f
religious or belief-related discrimination;
g
sex discrimination;
h
sexual orientation discrimination.
3
An existing insurance policy is a policy of insurance entered into before the date on which this paragraph comes into force.
4
Sub-paragraph (1) does not apply where an existing insurance policy was renewed, or the terms of such a policy were reviewed, on or after the date on which this paragraph comes into force.
5
A review of an existing insurance policy which was part of, or incidental to, a general reassessment by the service-provider of the pricing structure for a group of policies is not a review for the purposes of sub-paragraph (4).
6
“Insurance business” has the meaning given in paragraph 21.
Sch. 3 Pt. 5 heading substituted (1.10.2012) by virtue of The Equality Act 2010 (Age Exceptions) Order 2012 (S.I. 2012/2466), art. 3