The Insurance Companies (Third Insurance Directives) Regulations 1994

Meaning of “claims representative”

55.  After section 96E of the 1982 Act insert—

“Meaning of ‘claims representative’.

96F.— (1) In this Act ‘claims representative’, in relation to an insurance company and an EEa State, means a person who—

(a) has been designated as the company’s representative in that EEA State (‘the EEA State concerned’); and

(b) satisfies the requirements mentioned in subsections (2) to (5) below.

(2) The claims representative must be authorised—

(a) to act on behalf of the company and to represent, or to instruct others to represent, the company in relation to any matters giving rise to relevant claims;

(b) to pay sums in settlement of relevant claims;

(c) to accept service on behalf of the company of proceedings in respect of relevant claims;

but the authority must not extend to the settlement of relevant claims.

(3) The claims representative must be authorised to represent the company in any proceedings or enquiry to establish the existence or validity of a policy issued by the company which covers or purports to cover relevant motor vehicle risks in the EEA State concerned.

(4) Without prejudice to subsection (2) above, the claims representative must not act on behalf of the company in the carrying on in the EEA State concerned of its general business (other than its reinsurance business, if any).

(5) The claims representative must—

(a) in the case of an individual, be resident in the EEA State concerned;

(b) in the case of a corporation, have a place of business in that EEA State.

(6) In this section ‘relevant claim’ means any claim which may be made against a policy issued by the company to the extent that it covers relevant motor vehicle risks situated in the EEA State concerned, whether or not submitted to the company and whether by a policy holder or by a third party having rights of action against the company or a policy holder or by both.”